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“The Reciprocal”You don’t loose your auto insurance when you change jobs. Why should you loose your healthcare coverage when you’re between jobs? At the Reciprocal we asked the same question. Then we did something about it.The United States Reciprocal Healthcare Association (the Reciprocal) is the new paradigm for the American healthcare system. By providing our members with health plan incentives and high quality health information, we empower them to make informed healthcare decisions. By sharing Association profits with our plan members we encourage them to become more prudent healthcare consumers. With an inflationary environment similar to that of the 1980s and early ‘90s, employers and individuals alike are distraught with the current healthcare system. The Reciprocal holds the key to reforming the U.S. healthcare system by utilizing market forces and self-directed health plan management. Unlike sock companies, the Reciprocal has no outside shareholders. All surpluses (profits) derived from the operations of the Reciprocal are returned to our members, in the form of expanded benefits, reduced premiums or a cash distribution. There are no opposing or outside pressures to minimize costs or limit services provided to our members because the driving force behind the profitability of the Reciprocal is our members themselves. The Reciprocal is a registered inter-insurance exchange based in San Antonio, Texas. |
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Copyright 2005 |